by Gray Graham
Today is Cyber Monday, the day when many people go to work to shop online for great deals without fighting pepper spraying crowds on Black Friday. These are tips you should use everyday online this is just a friendly reminder to keep you safe and you hunt for those bargains.
1. Verify the sites you shop on first. Stick to major websites that you are familiar with and be wearily of sites you have never heard of before.
2. Make sure that your browser, anti-virus, and security suites are all update.
3. Only shop on secure websites. You can tell it is secure because you will see a lock icon in the left corner of the address bar and the web address will start with https:
4. Review the policy of the website for things like returns. You want to make sure you understand the company you are dealing with.
5. Review the item that you are purchasing very carefully. Sometimes the picture of the item does not match the item description even on major websites such as Amazon, Walmart, Newegg, and Target.
6. Verify the method of customer support. Major websites will have a toll-free number to call, others may just have email and/or chat available.
7. Check to see if your credit card or bank allows you to set up a temporary card number. This enables you to know that your real card number will not be used across the web.
8. Although a credit card is the best method of purchase, another good method is to use Google Wallet (formerly Google Checkout) or Paypal. Both allow you to shop without revealing your credit card number to merchants and have added security.
9.Shop around. There are several websites that will give you all the prices of just about any item you are looking for, so you know you are getting the best deal. Hopefully you have done your research and you have an idea of how much the item you are buying normally costs.
10. This is something most people never think about. Consider having your package delivered to a place other than your home, especially if you are dealing with a non major website or a seller on ebay. Most employers allow you to receive deliveries at work and some businesses will even ship to a PO Box. Remember in today's world you can never be too safe or too cautious.