Times are tough and it is more important now than ever for you to learn to manage your business. I am not just talking about if you are a business owner in the legal sense, but every person out there. Each person must operate their business affairs as if they were a business. Just because you have a job today, does not mean that you will tomorrow as many people have found out in the past couple of years. Most people are just one life event change from being in serious financial trouble so the more prepared you can be for these events the better you will be.